We're building finance that
works for your business

We understand that as a small business owner you rather be working on your business needs than managing cumbersome paperwork to apply for finances you need. Lamaa was born with this need in mind – to make things simpler for small businesses

Imran Shaikh

Business Owner KSA


Account Manager

Less time ticking boxes, more
time shipping boxes.

We want small business owners to spend less time on paperwork and more time running their businesses. 

When small businesses go to their banks for finance they face long waits, endless forms and absurdly rigid criteria.

That means most of the small business owners spend more time than they need to checking boxes and filling out forms.

Sumeet Khutale

Lamaa was born with the vision to support SMEs in the Kingdom in line with

Digitize SMEs

Adoption of digital tools and technology to transform and grow business volume


Enable GAZT complaint and cloud-based accounting and bookkeeping platforms 


Unlock the access to fair and affordable receivables finance fr SMEs

Meet the Team

Frequently asked questions

Here are some questions our customers ask. If there’s anything
we haven’t covered here, check our FAQ

Lamaa is an Early payment invoice discounting company focused on the supply chain finance and empowering SME’s by getting their payments early
Lamaa enables decision-making by advanced algorithms which helps buyers to offer competitive discount rates on invoices. There is no requirement for promissory notes and no lengthy documentation. Decisions are quick and you have the funds required within a few hours.
Lamaa is the facilitator between you and the lender. We will reach out to your client to pay the invoice early – at a discount you are willing to offer! If the buyer is not keen, we reach out to banks, financial institutions and private investors to make the funding possible. We are almost always able to find you the funds you require!
Yes. Lamaa is a Saudi Arabia registered company and fully SAMA compliant
Go ahead and click on the Fund Me process to get registered. Once you are registered we will be in touch to set up the funding process. As soon as the setup is complete, you are ready to go get funded.


We’re here to help

Call or WhatsApp us from Sunday to Friday (9am – 6pm). We can take your application over the phone, or answer your questions about applying online.

Let’s get started with LAMAA

What's next?

Need help? Call us: